Protect Your Assets
with Personal Guarantee Insurance
with Personal Guarantee Insurance
Why it matters
When your business needs funding, signing a Personal Guarantee is often the only way to fully secure it. It shows commitment and inspires lender confidence, which are vital if you’re going to unlock essential finance options. But it comes with serious personal risk.
If your business can’t repay the loan, a Personal Guarantee makes you personally liable. That could mean losing your home, your savings, or other personal assets. It’s a big ask, especially in an unpredictable economy.
Luckily, our Personal Guarantee Insurance is here to help.
What is Personal Guarantee Insurance?
Personal Guarantee Insurance (you’ll also see this called Personal Guarantee Cover) reduces the financial risk you take when you sign a Personal Guarantee. It gives reassurance for business owners and directors, and helps you move forward with more confidence, without risking everything you’ve worked hard for.
What Personal Guarantee Insurance Gives You
- Insures up to 80% of the value of your Personal Guarantee
- Available for both new and existing Personal Guarantees
- Combine multiple guarantees under one simple policy
- Designed for joint and several Personal Guarantees covering multiple directors
- Includes access to expert business support and advisory services
How Much Protection Can You Get?
Straightforward personal guarantee cover with clear limits to support your borrowing.
- Up to £550,000 for secured loans.
- Up to £400,000 for unsecured loans.
Need guidance on the right personal guarantee cover option?
Is PGI right for you?
Whether you’ve already signed a PG or are considering it to access new funding, PGI gives you greater confidence, control and protection.
Who Needs Personal Guarantee Insurance?
If your name’s on a Personal Guarantee, or if it’s likely to be in the future, this cover needs to be on your radar. Personal Guarantee Cover gives you a smarter way to protect what’s yours while still securing the vital funding you need.
Our Personal Guarantee Cover is Built For:
- Directors who are raising commercial finance.
- Business owners using loans, asset finance or invoice finance.
- Anyone with multiple Personal Guarantees in place.
- Small and medium-sized businesses with joint and several guarantees.
- Start-ups and scale-ups taking on risk to grow.
If your personal assets are on the line, this cover gives you a line of defence so you can get the finance, limit the fallout, and move on your own terms.
Looking for Bespoke Personal Guarantee Insurance?
Fill out the form below, and we’ll be in touch to explain how our cover options can work for your business.
