Farming Finance Solutions
Empowering your business with flexible farming finance solutions
Innovation is driving the future of farming, but investing in new technology, equipment, and sustainable solutions often requires significant capital.
At Bluestar Business Finance, we provide tailored farming finance solutions to support farmers and agri-businesses.
Our flexible funding options make innovation more accessible, whether it’s renewable energy systems, advanced machinery, or infrastructure upgrades, we’ll help you keep your business growing while protecting cash flow.
What is Personal Guarantee Insurance?
Personal Guarantee Insurance (you’ll also see this called Personal Guarantee Cover) reduces the financial risk you take when you sign a Personal Guarantee. It gives reassurance for business owners and directors, and helps you move forward with more confidence, without risking everything you’ve worked hard for.
How We Support You
- Tailored Asset Finance – Spread the cost of essential equipment without large upfront payments.
- Commercial loans – Tailored funding to cover working capital, expansion, or seasonal demand.
- Supplier Partnerships – Allowing us to provide seamless funding solutions for essential equipment and services.
- Personal Guarantee Insurance – Helps protect your personal assets while securing vital business finance.
Case Study 1: From Fields to “I Do’s” – Farm Transforms into a Wedding Venue
Client background
A family-run arable farm faced increasing uncertainty from fluctuating crop prices and rising input costs. Looking to create a sustainable secondary income, they decided to repurpose one of their barns into a rustic wedding venue.
Funding solution
The project began with the conversion of a traditional oak-framed barn, retaining its agricultural charm while adding modern facilities to cater for weddings and private events.
Impact
The venue launched successfully, quickly gaining popularity due to its authentic countryside setting and flexibility for bespoke events.
Following the venue’s success, the farm secured additional finance to install on-site accommodation such as luxury shepherd huts and glamping pods, to extend guest stays and increase revenue per booking. The diversification has created multiple income streams while maintaining the farm’s rural character.
Project scope
Funding was required to expand the business to offer a wedding venue to enable the business to boost their income stream and strengthened the long-term future of the family business.
Case Study 2: Farming the Sun – Land Diversification into Renewable Energy
Client background
A mixed-use farm with 150 acres sought to make underused land more productive without impacting existing operations.
After assessing the south-facing fields, the farm partnered with a renewable energy developer to create a 5MW solar farm. By leasing the land for solar generation, the farm secured a stable long-term income while supporting the UK’s renewable energy goals.
The project was financed through a structured facility covering grid connection, infrastructure, and installation. The partnership ensured the landowner retained ownership while benefiting from rental income indexed to inflation.
The project was financed through a structured facility that covered grid connection, infrastructure, and installation costs. It created a 20-year guaranteed, inflation-linked income stream, generated clean energy for over 1,200 local homes, and enhanced the overall value and sustainability of the farming business.
Case Study 3: The Modern Dairy Experience – From Milk to Meals
Client background
A third-generation dairy farm faced ongoing pressure from milk price volatility. Rather than scaling back, the family chose to open their gates to the public.
They converted a redundant outbuilding into a farm shop and café, offering locally sourced produce, home-made dairy products, and a menu built around their own milk, cheese, and cream. Alongside the café, they added a children’s play area and educational farm walks, creating a destination experience for families.
Initial development was supported by an equipment finance facility for kitchen fit-out, refrigeration, and play area structures, allowing the farm to spread the cost while maintaining cash flow.
With support from an equipment finance facility covering the kitchen fit-out, refrigeration, and play area infrastructure, the project was completed without draining cash reserves. The diversification has strengthened community connections, created local employment opportunities, and provided a steady revenue stream that complements the farm’s traditional dairy business.
Experienced partner delivering farming finance solutions alongside support for events, leisure, and hospitality.
Flexible terms built around your agricultural business needs.
A dedicated support team providing personal service, not just a transaction.
Quick and straightforward process, so you can focus on running your farm.
Ready to explore the right finance for your farm or agri-business?
Book a conversation with our team today and discover how Bluestar Business Finance can help you achieve more.
